LICHFL - Generating Home Loan Statements Online

Generating an online statement from LIC Housing Finance Ltd is very easy, simply follow the below steps to create an online account with LICHFL and generate statements online!

You may use the online generated statement as a proof for principal paid for a housing loan(under section 80C) and interest paid(under section 24) while filing income tax returns.

* Want to know how to save maximum income tax? Read our most read article how to save maximum income tax (opens in new tab).

* Paying high interest to LICHFL? Learn how to reduce interest on your existing home loan (opens in new tab).

Before reading further, make sure you have the following information with you:

• Your Loan Account Number
• Sanctioned Amount

Step 1 - Open LICHFL website

Visit LICHFL website and click on the 'New Customers? Click Here' link(refer the below screenshot).

Step 2 - Enter your loan account details

Fill in the following details:

• New Loan Number
• Sanctioned Amount
• Date of Birth
• Security Code

and click on the Submit button.

Step 3 - Enter your personal details

Enter your email address, a username and password and click on submit. You will receive an email from LICHFL with an activation link:

Subject: Welcome to LICHOUSING FINANCE LIMITED - Activate Your Account

Body:Dear user,

Thank You for registring with LIC HOUSING FINANCE LIMITED. Please Click / Copy and paste the following URL to activate your registration. http://lichousing.com/customer/activateregistration.asp?ceid=your@email.com Your Login Id is : loginid and Password is : password

Thanks, LICHFL Team.

Click on the activation link

Step 4 - Log into LICHFL

Go to LICHFL website and click on the Login button. Enter your username and password and click the Submit button.

On successful login you can see your personal details and the linked home loan account details.

Step 4 - Loan Status Report

To see your loan status report, click on the 'Loan Status Report' on the left menu, select the loan number and then click the Go button.

The following details are available in the Loan Status Report:

• Date of Sanction
• Tenure(In Years)
• Sanctioned Amount
• First Disbursement Date
• Disbursement Amount Till Now/Loan Amount taken over
• Rate Of Interest(ROI)
• Equated Monthly Installment(EMI)
• Principal Outstanding
• Principal Repaid
• Interest Repaid

Step 5 - Generate Repay Certificates

You can generate repayment certificates for income tax proof by going to 'Repay Certificates' link on the left.

Select the loan number and the finacial year for which the report should be generated. On clicking on 'Go', the statement will be generated in pdf format.

LICHFL Online Payment

LICHFL has not yet announced any online payment facility to re-pay housing loan EMIs or pre-payments.

Forgot LICHFL Username or Password?

Don't worry, visit forgot LICHFL username or forgot LICHFL password link to retrieve your username and/or password.

Alternate options to retrieve your username/password

You may try the below link if none of the above method works.

Contact LICHFL

Make sure to select 'Already availed Loan' for 'If New Applicant' and fill in 'Loan Number' and select 'Area Office from where loan availed'. Also you may email your Loan details to Email LICHFL.

Also read Gold Loan Vs Personal Loan.

Update: From this year onwards PAN number of the financial institution from where you have availed housing loan is mandatory to get tax benefits from housing loan. You can find PAN number of LICHFL here.