SBI MaxGain Home Loan - Generating Provisional Certificate for Income Tax Returns Filing

byEditor -
111

Update 2021: Navigate to e-Services -> My Certificates -> Home Loan Int. Cert.(Prov)

Update 2018: SBI has made some changes to their online portal, you can find the updated information on how to generate provisional certificate for your MaxGain account here.

Everyone knows buying a house is not only an investment but also a smart way to save tax. There are various sections under income tax act to save tax in terms of principal repaid and the interest.

Section 80C

Under this section, an individual can save tax on the principal repaid in the current financial year. The overall deduction is limited to 1.5 Lakhs which also includes employee provident fund, public provident fund, national savings certificates, life insurance premiums, tax saving fixed deposits etc.

Section 24(b)

This section allows you to deduct the interest paid during the financial year from the taxable income. For self occupied property the limit is 2 Lakhs where for let-out property there is no limit.

How to avail tax benefits?

To avail tax benefits, declare your investments in the beginning of the financial year itself so that the TDS(tax deducted at source) would be same throughout the year. You need to submit the investment proofs to your employer at the end of the financial year, otherwise all tax benefits already availed would be deducted from your last month salary(some employers starts this activity in December and the difference is deducted from the salary for the month of Jan, Feb and Mar).

What kind of proofs need to be submitted for home loan?

You need to submit provisional certificate of your home loan account to avail income tax benefits under Section 24(b) and Section 80c. It should contain breakup of the principal and interest paid in the current financial year, otherwise your employer may reject your claim.

How to get provisional certificate for my SBI MaxGain loan account?

One of the most popular home loan product from State Bank of India named MaxGain did not have an option to generate provisional certificate online but few weeks back SBI introduced this option in their online banking portal.

Earlier, to get the provisional certificate, one had to personally visit the home branch. With the online option, by sitting at home, you can generate principal and interest paid certificate against your loan account, which can be submitted as an investment proof.

How to generate MaxGain Provisional Certificate?

First, log into your SBI online account by going to http://www.onlinesbi.com

Now click on the Enquiries tab

On the left side you will see a link named Home Loan Int. Cert.(Prov). This link will take you to the home loan interest paid certificate generation screen. Click the link.

Now select your home loan account(account type will be OD account - Over Draft account) and click the submit button.

This will generate the interest paid certificate on the screen. Scroll down to the bottom and click on View/Download certificate in PDF Format and download the certificate in pdf format.

This certificate contains the following information:

  • Name and address of the borrower
  • Loan account number
  • Date of sanction
  • Loan limit
  • Actual repayment
  • Expected repayment
  • Total paid, principal and interest

That's it. Take a printout and submit it to your finance team along with other income tax savings proofs. Now in the comfort of your home or office you can generate the provisional certificate.

Conclusion

Being a nationalized bank SBI has done a good job here, most of the banking features are now available online including opening PPF accounts! Let us know your feedback, feel free to post your comments below, we will get back as soon as possible.

Many people reported they are not able to generate provisional certificate for their active O/D accounts, we strongly advise you to check with your home branch if you face any issue generating statement online.

Update: From this year onwards PAN number of the financial institution from where you have availed housing loan is mandatory to get tax benefits from housing loan. You can find PAN number of State Bank of India here.


Tags:

111 Comments

Did you enjoy this post? Why not leave a comment below and continue the conversation, or subscribe to our feed and get articles like this delivered automatically to your feed reader? Like our Facebook Page.

  1. Amal Raj21 December 2014 at 18:36

    You saved my day! I was able to download income tax certificate of my loan account. Thanks much.

    ReplyDelete
  2. Anonymous23 December 2014 at 09:35

    Hi, I do have a SBI Maxgain OD account for my home loan. When I login to the SBI online link mentioned above to generate the home loan interest certificate, I get a warning message like

    You do not have any housing loan accounts. If you have a Maxgain account, it will not be visible here, but under Transaction Accounts. Housing Loan Interest Certificate for Maxgain is not available online.



    ReplyDelete
    Replies
    1. Unknown5 September 2015 at 21:24

      I get warning message that ur maxgain account t doesn't exit

      Delete
    2. Unknown7 January 2016 at 09:01

      Agreed. there is no information mentioned about Principal. It is showing 0 for principal. how is that possible.

      Delete
    3. Anonymous14 January 2016 at 00:52

      Even for me it shows Principal as 0. Did you have a moratorium period for the loan. Is there a problem with the SBI online?

      Delete
    4. Tushar14 March 2016 at 15:24

      Because, probably SBI has not disbursed the complete loan amount to the builder..

      Delete
  3. Anonymous23 December 2014 at 17:00

    wrong information.....option not available for SBI maxgain customers

    ReplyDelete
    Replies
    1. Unknown5 September 2015 at 21:22

      Agreed

      Delete
    2. Mrinmoy100011 March 2016 at 08:55

      Agreed. Online certificate is not available for SBI MaxGain Customer.

      Delete
    3. Anonymous8 February 2018 at 21:20

      Just now I made a call to customer care as I am unable to find the e-certificate in online banking. The executive plainly and rudely replied that "this facility is not available for maxgain loan accounts. Thank you for calling".

      Delete
  4. Anonymous23 December 2014 at 17:15

    Maybe the Over Draft account needs to be activated for this option....

    ReplyDelete
    Replies
    1. Satheesh23 December 2014 at 21:18

      Yes, after registration OD a/c needs to be activated...

      Delete
  5. Dheeraj Bansal28 December 2014 at 23:16

    Please explain the meaning of expected repayment vs actual repayment and can actual repayment be less than expected repayment ?

    ReplyDelete
  6. Rajesh4 January 2015 at 20:18

    expected repayment is the expected repayment which would be done in the running financial year(total repayment from April to March) where actual repayment is the actual amount paid till the date of generation of the certificate.

    ReplyDelete
  7. Anonymous5 January 2015 at 12:35

    How to activate Over Draft A/c

    ReplyDelete
    Replies
    1. Rajesh5 January 2015 at 14:37

      After the property is registered, you need to get an authorization letter from RACPC and submit it to your home branch(SBI). They will activate the OD a/c and will provide you the checkbook and other details.

      Delete
  8. Anonymous5 January 2015 at 12:37

    I am able to see the Over Draft A/C in the account Summary but not under Home Loan Interest Certificate (Prov). Do i need to do anything to view the OD account option to generate Provisional certificate online

    ReplyDelete
    Replies
    1. Rajesh5 January 2015 at 14:38

      Is your property registered?

      Delete
    2. Anonymous6 January 2015 at 12:24

      yes my property got registered a month ago itself and all documents submitted to RACPC on the following day itself

      Delete
    3. Rajesh6 January 2015 at 14:26

      Once registered, OD a/c needs to be activated. This will be done by the SBI branch from where you have taken loan. Please check with your home branch.

      Delete
  9. Anonymous6 January 2015 at 20:34

    There seems to be a problem with the dates in the generated report. Even now (in the month of January) when I am generating a report, the "Actual Repayment" dates are from "01/04/2014" to "31/05/2014".
    (Expected would have been from "01/04/2014" to "31/12/2014").

    My employer/finance team wants it to be "till date" and rejected the certificate. Anybody else encountering the same issue?

    ReplyDelete
    Replies
    1. Rajesh6 January 2015 at 23:32

      For me it generated report from 01/04/2014 to 31/03/2015(April 2014 to March 2015)

      Delete
    2. Anonymous7 January 2015 at 10:18

      Thanks Rajesh. Seems to be a one off problem for me then. Will visit the branch. Thanks.

      Delete
  10. Anonymous12 January 2015 at 15:07

    I can download the certificate, but it shows "principal" is "0". Is this correct for a maxgain OD account? and how to get preEMI statement?

    ReplyDelete
    Replies
    1. Shanthi8 February 2015 at 19:28

      For pre-emi principal amount will be zero.

      Delete
  11. Anonymous8 February 2015 at 09:52

    Thank you so much for step by step guide. This really helps and save a lot of time !!

    ReplyDelete
  12. Anonymous11 February 2015 at 18:40

    it does not show for the previous financial year. i want it to calculate the pre-emi interest payment to claim 20% each year for 5 year.

    ReplyDelete
  13. Anonymous2 April 2015 at 11:45

    Hi.. For the current financial year from when the max gain provisional certificate will be available?

    For example : The financial year 2015 - 2016 has been started already but still I am able to see only the certificate of the previous year 2014 - 2015 . When I ll be able to download for the current year 2015 - 2016 ?

    ReplyDelete
    Replies
    1. Rajesh2 April 2015 at 11:53

      BY end of the year, maybe by November or December. By the time you need to submit IT proof.

      Delete
    2. Anonymous30 April 2015 at 13:37

      Hi Rajesh,

      In some companies they want the proof at the time you declare the investment, which We are not able to do and out tax is getting deducted. Is there anyway or solution for it ?

      Delete
  14. Anonymous6 April 2015 at 10:43

    As far Provisional Loan statement is concerned it is available , But home loan certificate for the year ending on march 2015 is still not available under net portal
    As F 16 is concerned Our Employer has asked for Actual certificate not the previous On. Any Sulution Plz confirm

    ReplyDelete
  15. Anonymous6 April 2015 at 18:10

    Can i download the provisional loan statement online for the year april 2015 - march 2016?

    ReplyDelete
  16. Anonymous13 April 2015 at 13:04

    I need to submit provisional certificate for FY2015-16. Can I get that online.

    ReplyDelete
  17. Anonymous22 April 2015 at 11:42

    Can I download the Provisional IT statement for FY2015-2016 online? Apparently, this option is not available on SBI net-banking portal, whereas ICICI does have it!

    ReplyDelete
  18. Anonymous26 April 2015 at 21:27

    WE NEED TO SUBMIT PROVISIONAL CERTIFICATE FOR HOME LOAN AT THE BIGINING OF THE FY.BUT THIS IS NOT AVAILABLE ONLINE PLUS THEY ARE NOT PROVIDING THIS AT THE BRANCH ALSO >>>HE GAVE ME AMORTIZATION TABLE INSTEAD WHICH IS REJECTED BY MY A/C DEPT.WHY THIS CONFUSION ? SBI IS BOUND TO PROVIDE THIS CERTIFICATE.

    ReplyDelete
  19. Anonymous30 April 2015 at 13:34

    Yes, The Prov home loan certificate available on SBI site is for 14-15, However they have mentioned that "repayment expected" but finance approvers are not efficient to approve and they are asking for Prov Certificate for 15-16. May be they are right but SBI is unable to provide it and ultimately We have to bear the loss of tax saving. I do not any solution of it. Even if that certificate will be get generated at year end, I am not sure how and how much it will be helpful.

    ReplyDelete
    Replies
    1. Rajesh9 May 2015 at 22:42

      Its the year end when you need to submit the final income tax proofs to your employer. Employer is asking for the proof early to calculate the TDS amount, the declaration can be modified later.

      Delete
  20. Anonymous9 May 2015 at 22:14

    When can we get the Home loan provisional certificate (current FY 2015-16) for SBI maxi gain account?. It can be created in the month of April every year. This will help to submit the certificate to employer in the beginning of the year.

    Any SBI official can reply for the same..

    ReplyDelete
  21. Anonymous2 June 2015 at 23:26

    I downloaded PDF version of this Home Loan Int Certificate for (FY 14-15) But it says "** This certificate is required to be sealed and signed by the branch **"..!!

    Is it not acceptable without signing? Do we still need to visit the branch? and what's the use of this heck of a pdf..!!??

    ReplyDelete
    Replies
    1. Unknown18 January 2018 at 13:37

      They Changed the option to download the Housing Loan Interest Certificate (Prov), please go to the following path once you logged in to Internet Banking.

      Go To -> e- Service -> Certificates

      Delete
  22. Unknown22 July 2015 at 20:30

    totally wrong information provided.....

    ReplyDelete
  23. VJ19 October 2015 at 12:49

    HI,
    I am having the max gain account and completed all formalities with bank and got the transaction rights as well.
    but still not able to download the interest certificate.

    from bank they are tellling, for maxigain certificate needs to take from bank only.
    could you please clarify on this?

    ReplyDelete
  24. Unknown4 November 2015 at 19:38

    Hi,

    Our flat is registered this year (August) and we went and submitted all the documents to RACPC. When I tried to download, Home Loan Int.Cert it throws an alert as, "Home Loan Interest Certificate for the previous financial year is not available for the account selected by you. Provisional Home Loan Interest Certificate for the current financial year is now available under the link Home Loan Int. Cert.( Prov)."

    But, I am able to download Home Loan Int.Cert (Prov).

    Is it mandatory to submit the document given at RACPC to our SBI home branch - I mean the loan account branch? Kindly help me here.

    Thanks,
    Priya

    ReplyDelete
    Replies
    1. Editor5 November 2015 at 09:27

      It is mandatory to submit the documents at SBI home branch, home branch activates your OD account only after receiving those documents. Then only you can transfer funds to and from the OD account.

      Also they will provide you cheque book and Debit card if opted for them.

      Delete
  25. Unknown5 November 2015 at 11:56

    Thank you Editor for the information. But, I am able to download Home Loan Cert (Prov) from SBI website. The data provided in this PDF can be used for my income tax declaration, right? Please mention your inputs here.

    Thanks
    Priya

    ReplyDelete
    Replies
    1. Editor5 November 2015 at 13:52

      Yes, you can use it. Try transferring a small amount from your savings account to O/D account and vice versa. If both are working, then your O/D account is active.

      Delete
  26. Anonymous16 November 2015 at 14:35

    very usefull information..thanx..

    ReplyDelete
  27. Uday Kiran J1 December 2015 at 11:53

    My OD account is active. I deposited money into OD account and also withdrawn from it. But, I am still getting warning. Can others still download home loan provisional interest certificate ?

    ReplyDelete
  28. Anonymous5 December 2015 at 12:09

    MY OD account is active as well, I am able to transfer funds to/from OD but not able to download home loan provisional certificate, it gives the same error "Home Loan Certificate is not available online for max gain account". This is so horrible service from SBI... These government banks will never improve...

    ReplyDelete
  29. Anonymous15 December 2015 at 11:26

    The entire information mentioned in this page is not applicable for Max Gain account. For getting interest certificate of Max Gain home loan account, you need to contact the branch. As the branch never picks the phone, claiming they are busy, you must consider visiting the branch for the same.

    ReplyDelete
    Replies
    1. Rajesh15 December 2015 at 14:28

      So as per you, the whole article and the comments are fake? Common, it is not working for you doesn't mean it won't for any! Check with your branch what's wrong with your account and don't mislead others.

      Delete
    2. Anonymous17 December 2015 at 17:43

      I am able to dep and wid money from OD account online but unable to generate prov ceritificate. So its not about OD account activation, there is some other option SBI needs to do from there end, can you please help understand that option which we need to request bank to activate.

      Delete
    3. Maneesh17 December 2015 at 19:07

      Mine got enabled only after 5-6 months the o/d a/c got activated...

      Delete
    4. Anonymous24 December 2015 at 15:01

      I do also have activated OD account , but not able view/download
      Prov. certificate. my SBI agent told be to mail the home loan branch , but the service of SBI is very worst , thus i will have to visit the branch only.

      Delete
  30. Subbu26 December 2015 at 11:35

    Guys, anyone got clarity on how to get loan certificate yet?
    my OD is active and online says loan account not available and branch office said, they dont provide any certificate, not sure how to claim tax advantage now

    ReplyDelete
    Replies
    1. Unknown18 January 2018 at 13:38

      They Changed the option to download the Housing Loan Interest Certificate (Prov), please go to the following path once you logged in to Internet Banking.

      Go To -> e- Service -> Certificates

      Delete
  31. Unknown28 December 2015 at 19:03

    Guys..even for me the OD account is active, but still don't get the option to download provisional certificate under the Enquiries tab

    ReplyDelete
  32. sourabh30 December 2015 at 21:35

    me too facing the same issue... at this point i will say only one thing.. SBI Sucks...

    ReplyDelete
  33. Alok5 January 2016 at 18:58

    I check today 5 Jan 2016, it was not avaible for me ( Max gain account) , but it was there for my friend ( old loan ) i guess we need to get it activated...information in the site is right only if bank has activated/or enable this feature.

    ReplyDelete
    Replies
    1. vishal swami5 January 2016 at 19:30

      Same here for me too :-( got the message " Housing Loan Interest Certificate for Maxgain is not available online."

      Delete
  34. suneal7 January 2016 at 00:25

    this option not available for max gain account fake information

    ReplyDelete
    Replies
    1. Satheesh7 January 2016 at 18:52

      Friend, don't blame others for your laziness, go and check with your home branch :)

      Delete
  35. Anonymous7 January 2016 at 09:52

    Thanks. I am able to download my provisional certificate for 2015-16 for MaxGain

    ReplyDelete
  36. MI MAHESH16 January 2016 at 09:58

    from last 3 days i am trying to down load certificate for Max gain account, never faced such issue with other bank. every time there are problem with SBI

    Regards,

    Mahesh

    ReplyDelete
  37. Anonymous3 February 2016 at 20:22

    Hi There,

    Thanks for the useful information. I downloaded the provisional certificate however It does not reflect the additional amount that I transferred to my OD account. the certificate is based on the EMI amount. and not what you actually repay.
    So do i need to attach OD account statement to claim the full income tax benefit or I need to do something else?

    ReplyDelete
  38. Anonymous9 February 2016 at 18:38

    Many many thanks to you for sharing this info and saving my day...!!!

    ReplyDelete
  39. Unknown31 March 2016 at 00:44

    How do we really know what is the Outstanding Loan amount in the Max Gain ? The traditional (manual) Provisional Certificate used to have this option. Its not there with the online/downloaded version. Could you please help on the same ?

    ReplyDelete
  40. Anonymous1 April 2016 at 15:50

    Hello,
    I can able to download the Provisional certificate but Principal amount is showing "0".
    My complete loan is also disbursed.
    What to do to get principal amount too on provisional certificate.

    Thanks

    ReplyDelete
  41. Anonymous2 April 2016 at 18:41

    Hello,
    Is provisional certificate for 2016-2017 is already available? if not when can we expect that for this financial year? Thanks

    ReplyDelete
    Replies
    1. Sss19 April 2016 at 10:56

      I too face the same issue. Kindly let me know if you get any updates

      Delete
  42. Unknown15 April 2016 at 21:38

    I AM ALSO TRYING TO GENERATE PROVISIONAL CERTIFICATE FOR 2016-2017 BUT THE SAME IS NOT AVAILABLE. AT ONLINESBI CERTIFICATE FOR 2015-2016 IS AVAILABLE. cAN ANYONE TELL WHEN CERTIFICATE FOR 2016-2017 WILL BE AVAILABLE OR I HAVE TO GO TO THE BRANCH AND COLLECT THE SAME.

    ReplyDelete
  43. Sss19 April 2016 at 10:54

    Hi, I still could see Home loan interest Provisional form for the year 2015-16 in Enquire tab. Please let me know when Home loan interest Provisional form for the year 2016-17 will get updated?

    Thanks!

    ReplyDelete
  44. Unknown20 May 2016 at 15:00

    I still see the Home loan interest provisional for the year 2015-2016.
    Please let me know when the letter for the year 2016-2017 will be available?

    ReplyDelete
  45. Unknown28 May 2016 at 16:32

    I've MaxGain account. I also submitted provisional certificate. Based on which employer has deducted my income tax. Now, when I calculate actual interest paid, it is less than mentioned in the provisional certificate. e.g. in provisional certificate it is Rs. 1,47,000. whereas in actual interest certificate it is Rs. 89900.00.

    So here my question is, while filling IT return do I need to mention 1,47,000.00 or 89,900.00. If I mention 2nd amount then I need to pay more tax.

    I'm confused! please help.

    ReplyDelete
  46. Sandesh Pawar21 June 2016 at 13:15

    Dear Sir,
    I have maxgain account. I booked a flat in 2013 as under construction. I shifted to this flat in October 2015. Can I get previous years _i.e. 2013/14, 2014-15, 15-16) Interest certificates online? or is there any way to get it? kindly guide.

    ReplyDelete
  47. Mrinmoy10008 July 2016 at 19:25

    SBI Generates the OD Provisional Interest Certificate at the end of the Quarter[Not sure if it is only 1st quarter or all quarter].
    So any one having new OD will get the certificate after the Quarter end.
    In my case I got the Certificate on 24th of April 2016. And my MaxGain OD account was opened on 28th Jan 2015.

    ReplyDelete
  48. Ashu Writes12 July 2016 at 12:54

    Thank you very much .. Your post saved my visit to the bank.. Thanks a ton

    ReplyDelete
  49. Prashant Gupta10 September 2016 at 22:07

    I get below error while checking Provisional Home Loan Interest Certificate thru net banking -

    "Provisional Home Loan Certificate is not available for the selected account."

    Can anyone please advice? My loan account is OD Max Gain and loan is not yet fully disbursed. I am paying Full EMI and I have full transaction rights means I can transfer to/from my OD account.

    Thanks in advance,
    Prashant

    ReplyDelete
    Replies
    1. RAKESHBH29 December 2016 at 14:46

      Hi Prashant,

      I am also facing same error "Provisional home loan certificate is not available for the selected account"

      Please guide us if it is solved.


      With Regards
      RAKESH BH

      Delete
    2. akshay2 January 2017 at 14:48

      how u solved this issue Prashant?

      Delete
  50. bk23 December 2016 at 12:06


    For SBI MaxGain Home loan (OD account) accounts ,there is no option to generate Home loan Interest certificate or Provisional certificate online.
    This is because the Banking software treats the MaxGain as an overdraft account and not as Home loan account.It says there are no Housing loan accounts present when we try to generate the Interest certificate.
    The OD account is activated i.e. I can move in and move out money from the account.The loan amount is fully disbursed.

    Still if anyone is there who is having SBI Maxgain Home loan and able to generate the Interest certificate online?If so what needs to be done?

    Is there any thing that can be done to report this to SBI and rectify this issue in their banking software ?

    ReplyDelete
    Replies
    1. Rajesh24 December 2016 at 12:55

      This article is all about generating interest certificate online. If you are not seeing that option, check with your branch, they will have to activate it.

      Delete
  51. Unknown3 January 2017 at 11:07

    Is total repayment in a financial year = 12*EMI. Online statement showing total repayment but it is not equal to 12*EMI

    ReplyDelete
  52. Unknown3 January 2017 at 11:09

    Online statement showing total repayment for year 2015-2016 but the amount is not equal to 12*EMI. Is there any more calculation for total repayment. I have paid all EMIs in that year.

    ReplyDelete
  53. Sandesh3 January 2017 at 18:13

    Yes, same in my case as well. I used pdf editor to correct it :)

    ReplyDelete
    Replies
    1. Unknown4 January 2017 at 11:58

      I visited branch to get the correct statement. Also raised a complaint to correct the Software for online statement.

      Delete
    2. Unknown24 January 2017 at 09:01

      Thanks a lot buddy. I really appreciate was able to download it.
      You saved me from going to bank.

      Delete
  54. GANGA PRASAD YEPURI28 January 2017 at 12:13

    Thank you so much for the info. Very usefull information for new guys taking home loan

    ReplyDelete
  55. Unknown6 April 2017 at 18:57

    I want provisional int certificate for 2017-18 as I need to submit to my office before 30 April. But it generating only for 2016-17 while other private banks are providing.

    ReplyDelete
  56. MD6 April 2017 at 21:45

    You may collect it from branch. For online generation it will take some time.

    ReplyDelete
  57. Anonymous8 April 2017 at 13:48

    Not able to generate from net banking, when sent mail to so called idiot "Pimple Saudagar" branch manager they replied that it will be provided after 30 April 2017. Worst service, never opt for any SBI services if you do not like typical gov Ofc treatment

    ReplyDelete
  58. Unknown13 December 2017 at 12:21

    Hello
    I have a question to ask - I have done some partpayment for my Home loan principle through online . While I try to download the prov certificate for income tax , it dosent reflect the repaid amount . Can some one help ?

    ReplyDelete
    Replies
    1. Rajesh13 December 2017 at 12:40

      Unfortunately, provisional certificate generated online never shows the correct numbers :( They use your initial EMI and disbursed amount, pre-payment is not considered at all.

      Delete
  59. Rapunzel21 December 2017 at 16:26

    SBI Maxgain Homeloan account holders can access Provisional IT certificate under : CERTIFICATES section

    ReplyDelete
    Replies
    1. Raj28 December 2017 at 14:37

      for me its not showing my "MC SBI HL MAXGAIN" account so i am unable to download interest certificate. Can anyone help.

      Delete
    2. Unknown2 January 2018 at 14:44

      Wow it saved my day.. Thanks for the info,,

      Delete
    3. sbi user5 January 2018 at 10:16

      Its not true. its giving error as Home Loan account statement is not available for the selected account.

      Delete
    4. Rajesh5 January 2018 at 10:22

      Maxgain won't be available under "CERTIFICATES Section", just follow the article and download the certificate. Good luck!

      Delete
    5. Anil Kumar9 January 2018 at 17:18

      Same issue for me also, for maxgain account the specified option is not working. It is telling you don't have any loan account.

      Actually SBI online portal UI is upgraded, in this new portal it is not working.
      Last year for my maxgain account i have downloaded the interest certificate under above mentioned option (Enquirers). Now by no way i am able to download the certificate :( :(..

      Delete
    6. Anonymous11 January 2018 at 12:37

      Initial thread killed so much of time.
      I should have directly come to the last. Thanks Rapunzel.

      In the new website, correct location to find Interest provisional Certificate is -
      e-Services -> Certificates -> -> Select OD account and then bang you are in the page.

      Regards,
      Sunny

      Delete
    7. Rajesh11 January 2018 at 12:59

      First paragraph of this article has the link to updated steps to download the interest certificate.

      Delete
    8. Ajith S17 January 2018 at 01:03

      oI too was facing the same issue with unable to view the certificate online. Tried calling all the phone numbers available for the SBI branch but none picks the call. I was planning to visit the Branch but thought of sending an email which I did yesterday (email address got from Google search). There was no reply to the email but when checked online now, I could see the required certificate available. Seems request on the email helped.��

      Delete
    9. Unknown18 January 2018 at 13:39

      They Changed the option to download the Housing Loan Interest Certificate (Prov), please go to the following path once you logged in to Internet Banking.

      Go To -> e- Service -> Certificates

      Delete
    10. suman29 January 2018 at 15:12

      Thanks Thomas

      Delete
  60. Manisha14 April 2018 at 21:51

    Do you know when do they update the certificate for next financial year ? when can i get provisional certi. for the fy 18-19 ?

    ReplyDelete
    Replies
    1. Anonymous8 May 2019 at 12:31

      I've the same question. when it will be available for this year? anyone can help us? thanks.

      Delete
  61. Don15 January 2021 at 17:19

    provisional certificate shows wrong information for MAX GAIN. SBI has lot of room of improvement

    ReplyDelete
  62. Anonymous15 February 2021 at 19:01

    Now the option is not available for maxgain loan holders.

    ReplyDelete
  63. Rajesh22 December 2021 at 09:45

    e-Services -> My Certificates -> Home Loan Int. Cert.(Prov)

    ReplyDelete
Post a Comment
Previous Post Next Post